An activity of daily living. Washing oneself by sponge bath, taking a shower, or taking a bath in a tub. This activity includes the task of getting into or out of the tub or shower.

The individual or organization who is entitled to the benefits or proceeds of a will, trust or insurance policy.

The number of years of coverage one is buying. Many policies will offer between three and five years and some will offer lifetime benefits. Lifetime benefits will cost roughly 30% more than a five year plan.

Term used by insurance companies to describe when to pay benefits

A small to medium-sized group residence that provides residents with a private or shared room, meals, and includes some assistance with activities of daily living, but not skilled nursing.